For years I have known the money Matrix existed, I’ve known the path to take but the truth of what that would entail was more than I was willing to face. The reality is that the stuff ain’t worth the debt, the shiny isn’t substantive and that I need to actually sit down and talk about money with my wife, plan what we are doing and start thinking long term.
Cypher: You know, I know this steak doesn’t exist. I know that when I put it in my mouth, the Matrix is telling my brain that it is juicy and delicious. After nine years, you know what I realize? Ignorance is bliss.
Cypher – I hate to tell you buddy but you are wrong!
Ok so apologies about the WAY old film reference but it adequately sums up the experience I am having.
Red pill / Blue Pill – you choose.
I had this conversation recently with someone who was disparaging about frivolous billionaires buying boats but for this person to buy designer was not frivolous. I just looked at them in disbelief. “At least the billionare can afford the boat” I said.
I am still working through the different parts of my life to assess where I am spending on things that are needless and prioritising our outgoings. This is not easy. I have family to consider and I have promised my wife that I am not going complete thrifty hobo but there are definately areas we can be tightening.
Here is what I do want to be:
- smashing debt
- intentional about our spending
- prioritising the right things at the right times
- demonstrating good financial behaviour to my kids
- building my net worth
- hustling for my hobbies
This is my way of beating the matrix!